Increased Risk to Youth in a New World of Technology
No one could have imagined a year ago that in just a few months the world would be turned upside down with the emergence of COVID-19. It would have been…
Accident Policy For Midweek Childcare Programs
Does Our PreK/Mother’s Day Out/Daycare Need An Accident Policy? If your church has a mid-week childcare program, you first need to determine if the church’s main insurance policy extends coverage…
The Numbers Behind Sexual Abuse
Richard Hammar, noted attorney and largely considered the expert in church law, does a litigation review every year for church leaders based on about 12,000 legal cases involving churches. He…
Can Minors Volunteer In The Nursery?
Minors In The Nursery If you are like many churches, from time to time you will be faced with the dilemma of not having enough childcare workers, so you involve…
Separation Of Church and Daycare
Will Our Church Insurance Also Cover Our Daycare/Pre-K/School Program? It’s an important question and one often misunderstood. Obviously there are a variety of programs (Pre-K, Daycare, Mother's Day Out, Grade…
Plan and Protect Your Ministry in a Changing Environment
It is as inevitable as the passing of time — change! Most of us who grew up in church remember the singing of hymns — “Turn to page 95 and…
Church Fraud: “Don’t You Trust Me?”
The phone calls all begin the same way. “She/He worked here for 20 plus years. We all loved and trusted her. We thought she was a saint. None of us…
NEGLIGENCE – The Big 3
Negligence (among church workers) may be defined as.......the carelessness or failure to exercise a reasonable standard of care in the selection (or retention) of a worker. It's a word you…
Preventing the Theft of Your A/C Units ( I.E. Copper Theft)
Despite declining scrap metal prices, thieves are still targeting churches, vacant buildings, and construction sites in their quest for copper or other parts they can turn into cash. They are…
3 Coverages You Need To Be Familiar With
3 Coverages You Need To Be Familiar With……. Agreed Value, Coinsurance and Blanket Coverage Agreed Value Most commercial property insurance policies include an optional coverage called Agreed Value. This coverage…